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Articles How do I request a money order refund? How do I request a money order refund? Information Answer. Enter the details and attach your receipt.
Accept the terms and conditions and submit the form. Notarize the form. Send the notarized form along with the required documents showing you as a purchaser by email to RMO westernunion.
Skip all category navigation links. Sign In. Search USPS. Sending Money Orders When sending money by mail, use money orders as a safe alternative to cash and personal checks. Go to any Post Office location. You cannot pay with a credit card. Fill out the money order at the counter with a retail associate. Pay the dollar value of the money order plus the issuing fee. Keep your receipt to track the money order. Money Order Fees Fees are based on the money order dollar amount.
If you hold the money order up to the light you should see: Watermarks of Ben Franklin on the left side repeat top to bottom circle 1 on image. Check the Dollar Amounts If the dollar amount is discolored, it may have been erased, indicating fraud circle 3 on image. Make sure the dollar amount is imprinted twice circle 4 on image. But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks' delay—as long as it hasn't been cashed.
As an alternative to using money orders, you might want to consider opening a checking account , which lets you send funds without fees, and makes it easier though possibly not free to stop payment on lost or missing checks. Learn what it takes to achieve a good credit score.
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Additionally, you may obtain a free copy of your report once a week through April at AnnualCreditReport. Editorial Policy: The information contained in Ask Experian is for educational purposes only and is not legal advice. Cashing a money order that you didn't use depends on the issuer of the money order and whether you have endorsed it to the intended payee.
A check is an instrument written off the balance of your bank account. A money order is a financial document that you paid to purchase up front. It carries the same value as cash. A primary difference between the two is that if you write a check to a recipient and then change your mind about completing the transaction, you simply can run the check through the shredder to discard it. It isn't that easy with a money order. Unlike checks that can come back for insufficient funds, a money order provides guaranteed funds.
This is why money orders often are preferred over checks by some businesses. However, not every company accepts money orders.
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