Since it was enacted, it has helped about 20 million people get health insurance. Among the law's many goals: increase benefits and lower costs for consumers, provide new funding for public health and prevention, bolster our health care and public health workforce and infrastructure, foster innovation and quality in our system, and more. But the ACA is threatened with repeal.
And a tax law repeals the ACA's individual mandate beginning in , a move that could increase insurance premiums and is expected to result in many millions of Americans becoming uninsured. Read this fact sheet on why we still need the Affordable Care Act. The ACA is an important step forward. What is Public Health? Health Reform. Consumers will be able to easily compare different insurance coverage options and get help with health insurance questions. The plan includes premium assistance tax credits for low- and middle-income Americans that will limit the amount of income they spend on their health care premiums.
These small businesses will also be eligible for tax credits to help them offset the cost of the health insurance for their employees. These new approaches will support enhanced communication and coordination among health care providers—and between doctors, patients, and their families—to prevent problems such as harmful medication drug interactions, conflicting diagnoses, and duplicate tests and procedures.
Families will be guaranteed more comprehensive health care coverage. In addition to physician and hospital care, health plans will be required to cover maternity and newborn care; pediatric services, including dental and vision care; prescription drugs; laboratory services; and mental health services.
They also will have to offer a sufficient number of specialists and hospitals in their networks to meet the full range of health needs for those enrolled in their plans. In , 3. This provision will save seniors thousands of dollars every year. Private health plans and Medicare will cover the full costs of preventive services and immunizations so families can stay healthy without worrying about the expensive copayments or deductibles that now may keep them from getting the care they need.
This plan will help train additional health professionals, improve the diversity of the health care workforce, and get necessary providers to areas currently experiencing shortages. In fact, they will help reduce the deficit by lowering government health spending over the next 10 years. Many people qualify. When you're shopping for plans, you'll be able to see if you qualify for lower costs.
Health care reform has made it possible for more people to get coverage. If you're uninsured, it's time to get covered. If you don't, you could pay a fee. Learn more. Who is this for? If you're insured through an employer Employers with more than 50 full-time employees weren't required to make changes to the health plans they offer.
Your annual share of the cost of your plan's premium for one person is more than 9. Your plan doesn't share at least 60 percent of the cost of covered services. If you buy your own health insurance Health care reform brought a lot of changes to people who buy their own health insurance.
It means that your health plan: Must meet Affordable Care Act requirements. Covers a basic set of services, called essential health benefits. Falls into one of four metal tiers. If you don't have health insurance Health care reform has made it possible for more people to get coverage.
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